Increased Profits. Explore the opportunities for growth and expansion with increased capital.

Working Capital. Working capital is gained without diluting equity.

Supplier Relationships. Get discounts from suppliers for prompt payment of bills.

Payroll. Worry no more about payroll when you have access to immediate cash.

Inventory Management. Maximize use of existing inventory to increase sales and improve cash cycle.

Revenue Enhancement. With greater turnaround comes overall increased revenues.

Reduce Credit Risk. Credit risk of customers is reduced by State Bank’s diligent underwriting of account debtors.

Grant Credit. With State Bank, you have the flexibility to grant credit to customers large and small.

Increased Flexibility. Borrow only what you need. No scheduled debt reductions.

Banking Services. Gain access to a broad banking relationship with a full range of products and services.