State Bank's cash management department offers financial collection, disbursement and management information services, enabling you to turn idle cash into earning assets. We take pride in being an innovative leader, bringing you the latest technologies and strategies.
Our cash management officers are responsive to your needs with an unsurpassed knowledge of the products and techniques available. We offer products specifically aimed at maximizing your productivity and managing your resources more efficiently. Our team of professionals is dedicated to providing you superior customer service.
Account Reconciliation
- Full or partial deposit and imaging
Automated Clearing House (ACH)
- Collect payments
- Consolidate funds from multiple locations
- Initiate remittances
Balance Reporting
- Balances
- Descriptive transactions
- Stop payments
- Balance history
- ACH & wire transfers
Collections
- Document drafts
- Sight drafts
- Time drafts
- Detailed reporting
Commercial Vault Services
- High-volume currency and coin deposits
- Change orders
- Secure environment
Corporate Cash Letters
- Pre-encoded check deposits
- Reject reporting
- Intraday reporting
Wire Transfers
- Secure electronic funds movement
- Domestic and international
Cash Concentration
- Detailed reports
- Multiple locations
Retail Lockbox
- High-volume data capture
- Low-cost processing
Wholesale Lockbox
- High-dollar processing
- Expedited funds availability
- Invoice reconciliation
Sweeps
- Loans, investments and zero balancing
- Transfers
Contact your State Bank business banker for additional information on business services.
