Protecting a nest egg? No risk. High return! It's the State Bank Certificate of Deposit.

While the economy can change in a heartbeat, State Bank's CDs lock in a great guaranteed rate. You can even open your account over the phone!

A State Bank CD combines great rates and terms to complement any savings and investment program. Plus, Platinum Reward customers can get even higher rates on select CDs.

• CDs may be opened with as little as $2,500
• Guaranteed rates compounded daily and paid quarterly
• CDs automatically renew for continuous earning power
• Flexible terms up to 5 years
• CDs may be used as collateral for loans at State Bank
• Unlimited deposits and withdrawals at maturity and during grace period
• Jumbo CDs available for balances over $100,000