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Business Account Comparison Chart

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Business Checking Comparison Chart

Checking Plan Minimum Deposit Details and Rewards Fees Interest Paid (Variable rate paid on daily collected balance)
Smart Business Checking $100.00
  • 24-Hour TeleBanker
  • Direct deposits for employees
  • NetTeller Internet Banking
Monthly:
$10.00 monthly maintenance fee if balance falls below $2,500.00, unlimited check-writing account.

Transaction:
First 250 transit items are free; transit items over 250 are charged $0.18 each.
None
Small Business Commercial Checking $100.00
  • 24-Hour TeleBanker
  • Unlimited check writing
  • Account is subject to analysis. No service charges are applied if sufficient offsetting balances are maintained to cover fees incurred.
  • Earnings credit is a variable rate, subject to change.
  • Accounts with high volumes are subject to full account analysis.
Monthly:
For businesses with less than 500 transit items per month. Service charges assessed according to account volume; $10.00 monthly maintenance fee.

Transaction:
Debits - $0.15; Credits (Deposits) - $0.15; No charge for transit items*.
None
Commercial Checking $100.00
  • 24-Hour TeleBanker
  • Unlimited check writing
  • Account is subject to analysis. No service charges are applied if sufficient offsetting balances are maintained to cover fees incurred.
  • Earnings credit is a variable rate, subject to change.
  • Cash management services and Investment Cash Sweep*** services are available with this account.
Monthly:
For business with greater than 500 transit items per month. Service charges assessed according to account volume; $8.00 monthly maintenance fee. Additional processor fees for virtual terminal access may apply.

Transaction:
Debits - $0.14; Credits (Deposits) - $0.25; Transit Items* - $0.09; Pre-encoded items - $0.05
None
Commercial NOW Checking $100.00
  • 24-Hour TeleBanker
Monthly:
$10.00 monthly maintenance fee if minimum balance falls below $1,000.

Transaction:
Up to 50 debits per month at no charge; each additional debit charged $0.25 each.
Interest is compounded daily and paid monthly on collected balances of $1,000 or more
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***Investment Cash Sweep accounts are secured obligations of State Bank. Any amounts placed in the Investment Cash Sweep account are not deposits of the bank, are not insured by the FDIC, are not guaranteed in any way by the United States or any of its agencies, are not a money market fund, are not placed in any money market certificate and are subject to investment risks, including possible loss of principal invested.